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Update On Pepper Money Loan Transfer To Capitalflow Commercial Finance
2 minutes read time
Pepper Money informed its commercial loan customers of its intention to transfer its’ legal interest in all of its’ commercial loans (the “Transfer”) to Capital Group Dac, trading as Capitalflow Commercial Finance (“Captialflow”) in April 2025. Pepper Money can now confirm that the Transfer was completed on the 7th of June 2025.
In addition, Pepper Money have ceased providing commercial property finance from the 4th of May 2025.
IMPORTANT INFORMATION ABOUT YOUR PEPPER MONEY LOAN AND WHAT YOU NEED TO KNOW
Your Pepper Money loan transferred to Capitalflow on the 7th of June 2025 (the “Transfer Date”). From the Transfer Date, Capitalflow became the legal title holder of your Loan.
Capitalflow are now your lender of record and will be the servicer of your Loan. If you have any queries in respect of your Loan you can reach out directly to them.
Capitalflow is regulated by the Central Bank of Ireland. Your rights, terms and conditions were not affected by the Transfer and all existing applicable regulatory codes and legislation will continue to apply to your Loan after the Transfer.
DO YOU NEED TO TAKE ANY ACTION?
You do not need to take any action at this time.
Please continue to meet the repayments on your Loan as they fall due. Capitalflow will write to you after the Transfer Date to let you know of any changes you need to make to your payment arrangements.
HOW DOES THIS AFFECT YOU AS A CUSTOMER?
Following the Transfer, the loan balance will remain payable in accordance with the terms of your Loan until it has been repaid in full. From the Transfer Date all amounts owing under (and all of your obligations in respect of) your Loan will be owed to Capitalflow.
If you have other accounts with the wider Pepper Group other than your Pepper Money Loan, unless you have been advised otherwise, these will remain with Pepper Group.
